Property Investors
I want to grow my property portfolio using flexible acquisition structures.
Acquire investment properties through professionally structured Instalment Sale Agreements with clearly agreed payment terms.
The Challenge
What This Scenario Looks Like
Portfolio growth is often constrained by bank exposure limits, deposit requirements and the cost of new bond finance on each acquisition.
How an Instalment Sale Agreement May Help
An Instalment Sale Agreement lets an investor negotiate directly with a seller on price, deposit, instalment and balloon terms. Where suitable, this can preserve capital and allow acquisitions that would be difficult through traditional bank finance alone.
Potential Benefits
- Capital preservation through a negotiated deposit
- Predictable monthly cash-flow planning
- Terms structured around the specific investment strategy
- Potentially reduced reliance on immediate bond finance
Things to Consider
- Each property, seller position and structure must be legally and commercially reviewed
- Tenant, rates, insurance and running costs remain the investor's responsibility where agreed
- Balloon payment planning is essential
A Practical Example
An investor identifies a well-located property, negotiates a modest deposit and fixed instalments over an agreed term, then refinances or settles the balloon payment at maturity.
Frequently Asked Questions
Can I let the property to a tenant?
Where the agreement permits it, an investor may lease the property. The commercial and legal position is confirmed within each transaction.
Next Step
Discuss Your Property Situation
Contact RentAssist to explore whether an Instalment Sale Agreement may be suitable for your specific circumstances. Each transaction is subject to legal, financial and commercial review.